A to Z of Twins Trust Savings: Insurance

British Pet Insurance’s flexible cover levels can be tailored to you and your pet, so that you can be sure you have the insurance coverage you need in place, within your budget.

• Protect your pet with up to £12,000 for vet fees and a range of optional extras
• Trusted by pet owners, 4.8 out of 5 star Feefo service rating
• Award Winning customer service and support from a friendly UK based team

Cover purchased by availing this offer is still subject to terms and conditions, eligibility criteria and excludes pre-existing conditions. Excesses, and waiting periods apply. Exclusions, limits and sub-limits may apply.

Twins Trust offer: 6 weeks free introductory pet insurance cover when you take out a new 12-month cat or dog insurance policy

Travel Insurance made simple — with an exclusive discount just for you.

Whether you're off on a relaxing beach break or an adventurous escape, protect your trip with flexible, affordable cover designed to give you peace of mind.

• Compare multiple insurers
• Flexible cover options
• Easy online quotes
• Exclusive member discount
• Baggage, cancellation and emergency medical expenses covered
• Trusted UK provider

Twins Trust Offer: Save up to 15% off

LifeSearch, the UK’s leading life insurance adviser, provides all the help, guidance, and advice you need to make sure you are properly protected should the worst happen. With life cover starting from just £5 per month for £126,000 of protection, LifeSearch can help arrange and offer advice using a range of well-known insurers, ensuring your family is financially protected when you're no longer around.

Twins Trust offer: Two months' premium back

LV are here to help you protect the things you love and offer an exclusive car insurance discount.

• Lifetime guarantee on repairs (when using LV's recommended repairer service, for as long as you own the vehicle. Labour only, excludes parts)
• Uninsured driver promise – If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver
• Accidental damage cover – scratched or dented your car? LV pay for repairs (above the policy excess) so it's as good as it was before the accident
• Replacement child car seats – LV will replace your child car seats if your car has been stolen, damaged in an accident or fire – even if there’s no apparent damage to the child car seat (The accident would need to exceed the policy excess level in order for a claim to be made)
• Misfuelling cover – accidentally added the wrong fuel? It happens. LV will pay to fix the damage to your engine and drain and flush the tank.
• Multi Car – insure up to six cars on the same policy.

Twins Trust Offer: Save 5%

Included as standard

• Recovery to the nearest charge point if you run out of charge in the UK. We also have a fleet of vehicles we use in partnership with AFF the national roadside electric vehicle charging assistance company, which can recharge your vehicle and get you on the road again. This won’t affect your NCD and there’s no excess to pay
• Cover for charging cables, wall boxes and adaptors for accidental damage, fire and theft.
• Battery cover for accidental damage, fire and theft – even if you’re leasing it separately from the car.

Plus

• Accidental damage cover – Scratched or dented your electric car? LV pay for repairs so it’s as good as it was before the accident
• European cover – Get the same level of cover as you have in the UK in the EU for up to 180 days a year
• Vandalism promise – If your electric car is vandalised and you have to claim, you’ll keep your NCD – you’ll just need to pay your excess
• Replacement child car seats – LV will replace your child car seats if your car has been stolen, damaged in an accident or fire – even if there’s no apparent damage to the child car seat (The accident would need to exceed the policy excess level in order for a claim to be made)
• New locks and keys – If your keys are lost or stolen.
• Uninsured driver promise – If the other driver is not insured and the accident’s not your fault, you keep your NCD and there’s no excess to pay – as long as you have the details of the other vehicle and driver

Twins Trust Offer: Save 5%

Multi Cover insurance will combine your car and home insurance into one easy to manage policy, so that's one less piece of paperwork.

Simple to manage with plenty of benefits... Here's what you'll like about our Multi Cover insurance:

• You can cover up to 6 cars and up to 12 drivers under the same car insurance policy.
• You can choose from three levels of home insurance: Essentials, Home and Home Plus.
• One policy and one renewal date for your cars and home.
• You can add your home and cars at the same time, schedule some for later, or add them in afterwards.
• If you tell us when you'd like other cars on the policy to start, we'll guarantee the price you pay

LV are here to help you protect the things you love and offer an exclusive home insurance discount.

Choose between three levels of home insurance: Essentials, Home and Home Plus.

Twins Trust Offer: Save 5%

Why choose ManyPets?

• ManyPets only offers Lifetime pet insurance plans, and provides up to £20k vet fee cover - one of the highest in the UK
• Cover for dental illness and accidents up to the vet fee limit with their Standard Care and Complete Care plans
• All plans offer help towards the cost of advertising and reward should your pet go missing
• Easily submit claims online, or they can pay your vet directly, if your vet agrees
• You can pay monthly at no extra cost

Twins Trust Offer: Get up to a £45 Amazon Gift card and save 15% when insuring multiple pets

Why choose the RAC?

Over 15 million RAC members have rated them ‘Excellent’ on Trustpilot – so you know you're in safe hands with their UK breakdown cover.

Their basic cover starts from only £5.29 per month and covers:

• 24/7 Roadside Assistance
• 5 callouts a year
• Recovery up to 10 miles

And it's not just great service, they also make driving cheaper and easier all year round. With up to £200 of savings on fuel, tyres, and more in the my RAC app, it’s cover that pays for itself.

Twins Trust Offer: Purchase UK Breakdown Cover (minimum spend £99) to receive your £30 gift card

2.6 million people in the UK are currently off work due to long-term illness. Shepherds Friendly's Income Protection insurance could be the lifeline you need if you’re ever unable to work due to illness or injury. From just £5 a month, you can insure up to 70% of your income tax-free. This can give you added financial security and peace of mind going forward.

Plus, as a Twins Trust member, you’ll receive an £80 Love2shop voucher when you start protecting your income. This can be spent at John Lewis, M&S, Sainsbury’s and many more popular shops. T&Cs apply.

• Quick & easy application process
• Income Protection is available for full-time, part-time and self-employed workers

Twins Trust offer: £80 Love2shop voucher available once you’ve paid three months’ premiums into the plan

Pet insurance sucks, and Waggel is on a mission to change it. We have done away with the myriad of confusing policies and only offer a comprehensive Lifetime policy that covers reoccurring conditions and includes dental. Waggel allows you to adjust the coverage and excess so that you can find a price to suit your budget.

When it comes time to claim, our fully digital offering allows you to track your claim in real-time and includes a dedicated Customer Champion to keep you in the loop and help speed up the process.

Twins Trust Offer: Get 2 months free pet insurance

© Copyright Twins Trust & Parliament Hill Ltd 2022. All Rights Reserved.

Twins Trust is a registered charity number (Eng & Wales) 1076478, (Scotland) SC041055, and a registered company number 3688825. Twins Trust Multiple Savings is provided for Twins Trust by Parliament Hill Limited Parliament Hill Ltd,40 Gracechurch Street, London, EC3V 0BT. Parliament Hill and Twins Trust are not part of the same group as any of the product/service providers which together form the benefits scheme. Parliament Hill is authorised and regulated by the Financial Conduct Authority for insurance mediation only. You can check this out on the Financial Services register by visiting fca.org.uk/register, under register number 308448. You can contact us at info@parliament-hill.co.uk. Insurance benefits are subject to underwriting and underwriting criteria. Each benefit has its own terms and conditions. Please contact the provider for details.

Twins Trust Supporters:

• The listing of a product or company discounter or advertiser does not constitute a recommendation or endorsement by Twins Trust.
• All the discounts are at the discretion of the third-party provider and can be withdrawn or amended without notice.
• Each benefit has its own terms and conditions.
• Benefits may not be suitable for those residents outside the UK.
• Some benefits are not available in Northern Ireland. 
• Some Twins Trust supporter companies provide discount codes, which could change on a regular basis.
• The transaction with the discounter is not completed on Twins Trust’s Discount website but completed on the Discounter’s website, external to Twins Trust. Therefore, the discounting company is responsible for the transaction security on any purchases made. 
• We do not carry out quality checks on the products or services offered by the companies listed.  They are provided in good faith.  The transactional relationship is with the discounting company and not Twins Trust. We cannot be held responsible for poor service or quality of goods. However, if you experience this, please let us know so that we can review the Discounter’s status with us.
• We ask that Twins Trust discounts are used in the spirit in which they are provided to you. Twins Trust reserves the right to revoke a membership if it appears the discounts are being used inappropriately or discounter codes are being shared with people who are not Twins Trust members.